Zerafa Financial One of the most common smoke screens in the financial world is the difference between average returns and actual returns. You’ve heard it before: “This investment averages 10%” or “Our fund averages 12%.” On paper, that sounds promising. In practice, it means very little.
Zerafa Financial You’ve been blessed with a successful business. You tithe. You give. You support ministries and causes that matter deeply to you. But here’s a hard question: if something happened to you tomorrow, would the generosity stop?
Zerafa Financial More growth. More yield. More speculation. That’s the game most investors play. Chasing the next opportunity, trying to time the market, hoping the numbers go up. But the wealthiest Christians I work with understand something deeper:
Zerafa Financial Someday, we’ll get the finances in order. Someday, we’ll set up a plan to protect the kids. Someday, we’ll think about the future. But all too often, “someday” never comes.
Copyright 2026. Zerafa Financial. All Rights Reserved.